$499,000
 $2,679 est/mo Sourced by Back At You

3319 Viola Way,BUMPASS, VA 23024

BUMPASS, VA 23024

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Description

ASSUMABLE 3.25% LOAN. Gated Lake Anna access with assigned boat slip. New community dock nearly complete; special assessment already paid.Welcome to 3319 Viola Way in Rockland Creek Estates on the public side of Lake Anna. This is a rare combination buyers are hunting for right now: a low-rate assumable loan, a deeded-style assigned slip, short term rentals permitted and more than $100,000. already spent on upgrades.Ask your lender about assuming the existing 3.25% loan. Compared with a new loan near today's 7% rates, the payment difference is the real headline - not just "lake access"The home sits on a usable 1-acre lot with parking for about 8 vehicles plus gravel space for boats or trailers, a roofed area for an ATV or mower, and a garden shed. Inside: 3 bedrooms, 3 baths, 1795 sq. ft., open layout, hickory hardwoods, updated kitchen, updated baths, split bedroom plan, and a primary suite with sitting area, private deck access and a hot tub. Attached garage includes a finished office with heat and A/C. Walk-out basement is ready as a game room, guest suite or after-lake hangout. Community is gated and golf cart friendly with common area lake access and your own assigned slip. Boat to restaurants, swim, ski or fish then come home to the deck and woods - not a crowded waterfront strip. Low HOA assessments. (Approx. $365/year)Do not confuse this with a waterfront listing. It is a well updated lake access home with a slip, parking for the toys, short term rental flexibility and a 3.25% assumable loan. That is the DEAL! Showings included the path to the slip-come see why this one should be on the short list with every other Rockland Creek tour.

Details

MLS #VASP2043622
Listing TypeFor Sale
StyleHouse
HOA Dues$365
Sub-TypeResale
StatusActive-bright
Year1995
Days On Site93
Listing Provided ByBerkshire Hathaway HomeServices PenFed Realty | Kerrie Elizabeth Poore

Features

Bed(s)3
Bath(s) 3 Total
SQ Feet1,795
Garage2
BasementY
Story(s)2
ZoningRR
Acreage1.00
Property ViewStreet, Trees, Woods

Interior

CoolingCentral A/C
Heating Yes / NoYes
HeatingHeat Pump(s), Central
Interior FeaturesBathroom - Walk-In Shower, Breakfast Area, Entry Level Bedroom, Kitchen - Island, Pantry, Primary Bath(s), Store/Office, Upgraded Countertops, Walk-in Closet(s), Whirl Pool/Hot Tub, Wood Floors
Window FeaturesBay/Bow, Double Hung
AppliancesBuilt-In Microwave, Cooktop - Down Draft, Dishwasher, Disposal, Dryer - Electric, Energy Efficient Appliances, Oven - Double, Refrigerator, Stainless Steel Appliances, Washer

Exterior

Exterior FeaturesBoat Storage, Hot Tub, Outbuilding(s), Secure Storage
RoofMetal
Security FeaturesExterior Cameras, Security System
Construction MaterialsCombination
Foundation DetailsConcrete Perimeter
Lot FeaturesBacks to Trees, Cul-de-sac, Front Yard, Level, Partly Wooded, Private, Road Frontage

Parking

Garage Yes / NoYes
Parking FeaturesPaved Driveway

Utilities

UtilitiesAbove Ground

Taxes

Tax Annual Amount2547

Area Information

StateVA
CountySPOTSYLVANIA VA
CityBUMPASS
Zip Code23024
AreaSPOTSYLVANIA VA
Community NameROCKLAND CREEK ESTATES
School DistrictSPOTSYLVANIA COUNTY PUBLIC SCHOO
Elementary SchoolBERKELEY
High SchoolSPOTSYLVANIA
Listing VS Median (in ROCKLAND CREEK ESTATES)
Price:
$499,000
low | high
Med:
$529,700
43.847695390782% of Average
sqft:
1,795
low | high
Med:
1,735
53.370473537604% of Average
$ / sqft:
$278
low | high
Med:
$337
28.883166197754% of Average
On site:
93
low | high
Med:
52
100% of Average
Sourced by Back At You

Market Activity 23024

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Additional Information

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Learn More About This Property

Lori Willis

Lori Willis

Century 21 Gold Key Realty

 (410) 708-1277loriwillis@c21gk.com
StateVA
CountySPOTSYLVANIA VA
CityBUMPASS
Zip Code23024
AreaSPOTSYLVANIA VA
Community NameROCKLAND CREEK ESTATES
School DistrictSPOTSYLVANIA COUNTY PUBLIC SCHOO
Elementary SchoolBERKELEY
High SchoolSPOTSYLVANIA
Listing VS Median (in ROCKLAND CREEK ESTATES)
Price:
$499,000
low | high
Med:
$529,700
43.847695390782% of Average
sqft:
1,795
low | high
Med:
1,735
53.370473537604% of Average
$ / sqft:
$278
low | high
Med:
$337
28.883166197754% of Average
On site:
93
low | high
Med:
52
100% of Average
Sourced by Back At You
Nearby Listings (Within 1/2 mile)
Price: $374K - $623K
sqft: 1,000 - 2,000
Nearby Listings Property ImageNearby Listings Details
3409 HIDAWAY CT Property Photo 1
$559,500
3409 Hidaway Ct
Bumpass, VA 23024
Listing Updated: October 8, 2026 at 10:54:29 AM PDT